Purchase loans

As a home buyer, there are many options when it comes to financing your home. Between the types of loans available, and negotiating your rates and payment options, finding the most suitable home purchase loan takes some work. You need a team of experienced professionals who have your best interests — and not a commission — in mind.

At 5 Star Capital, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly.


Our knowledgeable, in-house staff of underwriters and processors manages the entire loan process from approval to funding. This means we have the flexibility to design a custom-fit home purchase loan to meet your individual needs.


Our up-front credit approvals for home buyers establish how much money you are qualified to borrow based on your income, assets and liabilities. Unlike other mortgage bankers, 5 Star Capital will make sure your information has been verified and your home loan amount has been approved, so you can shop with confidence.


We are an FHA Direct Endorsement (DE) and Government Approved Direct Mortgage Lender, meaning we can offer you the safety and security of a federally insured home purchase loan. With flexible payment terms to suit your needs, FHA home loans are a popular option for new home buyers.


From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close loans fast.

We provide lending options for first-time home buyers, move-up buyers who are upgrading or moving, retirement real estate financing, buying a vacation home, and property investment financing. Skip the hassle, and call 5 Star Capital today to see how easy it can be to buy your next home.

5 Star Capital is committed to provide clients with the highest quality mortgage services in all of the California. We understand the requirements of our clients and intelligently structure the best financing solution for them. We have the potential to help you with all types of residential mortgages with some of the lowest mortgage rates. We will help you find the right loan to save money.

Popularly known as one of the best mortgage lenders in Bay Area, we offer unparallel mortgage services. We are always eager to do whatever it takes to be your partner in helping you meet your mortgage requirements. We take a personal interest in understanding the needs and goals of our clients and will exceed your expectations every time.

5 Star Capital is a top mortgage broker California. With over a decade of experience, we always strive to give a warm personalized service to our clients in California. You will experience streamlined processes, quick access to the best rates and loan programs in the fastest turnaround time. Finding out the right mortgage option for our clients is our specialty. As one of the reputed mortgage lenders Bay Area, we will create a package that works for you. We are transparent in our dealings and there are no hidden costs or fees attached out mortgage services.

Call us with your needs. We look forward to serving you.